Carolyn M. Young owns her own fiduciary-services business in Sacramento, California. As a fiduciary-services provider, she maintains membership in the Professional Fiduciary Association of California (PFAC), the organization which oversees such professionals. In order to become a member of PFAC, she underwent thirty hours of fiduciary training and must continue to take 15 additional education hours each year. As a member of this organization, Carolyn M. Young is required to meet many professional standards, chief among them to work to protect each client’s legal and civil rights, make decisions that augment and protect the rights of each client, and give the client the chance to be as independent and autonomous as possible. Carolyn M. Young takes the fiduciary services she provides seriously, since the role involves acting as a trusted guardian. In fact, as a fiduciary, she is responsible for $75 million in total assets and makes decisions to sell or rent real estate, sell or store personal property, and invest. She also files clients’ tax returns each year and on the closing of their estates. In the event of a client’s death, Carolyn M. Young is responsible for administrating the trust, paying debts, and making distributions set forth in the trust. She also administers special needs trusts, which many create when they have a child living with disabilities. While providing fiduciary services has been Carolyn M. Young’s business for the past two and a half decades, it is also something she does to give back to her community and her clients. Carolyn M. Young has a policy of continuing to offer her fiduciary services even when a client’s funds run out. If this occurs, she responds by applying for government assistance for her client and continues to serve as a fiduciary without pay. With this commitment to serving her clients, those hiring or recommending Carolyn M. Young as a fiduciary-services provider can rest assured that she is committed to the highest level of service and ethical standards.